Get the right insurance plans for your peace-of-mind!
Medicare insurance is the United States Federal Government Health Insurance Program for people 65 years of age and older, some people with disabilities under age 65 as well as people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).
Medicare has four parts to it that you often hear people talking about:
Part A, Part B, Part C and Part D.
As an independent broker I am able to offer most Medicare Advantage and Supplement plans available from different Insurance companies. I review your health needs to determine what plan is best for you based mainly on your Doctors and prescriptions. We will review this on yearly basis to make sure you are on the right plan moving forward.
The passing of Health Care Reform changed the game in health insurance. Today, nearly every American is required to carry health insurance or pay a penalty on their taxes. Unfortunately, many people don’t understand their options and end up blindly choosing a plan. Health insurance is not a “one size fits all” kind of thing -- you need a plan that fits your situation, and you need personal attention. We will help you understand your options and choose the plan that is right for you. Here are a few key questions we can help you answer:
Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.
Some plans have no deductible, no required pre-certification, and no network of hospitals that you have to use. When you enroll, you choose the number of days and the cash benefit per day, which ranges from $100 to $600 in $25 increments, depending on what you select and what’s available in your state.
Dental, vision, and hearing screenings and procedures can be very costly if you don’t have the right insurance. Since most health insurance plans don’t cover routine checkups for your teeth, eyes, and ears, it’s important to find a supplemental insurance plan that fits your needs and budget.
Life insurance is about providing for the people you care about most. It pays them a sum of money you choose and may help protect them from the financial impact of your death. These funds can help your loved ones pay monthly living expenses, stay in their home and pay off debts, including final expenses.
If you get sick or injured and are unable to work, you don’t want to worry about paying for groceries or covering next month’s mortgage.
Disability income insurance can help replace a major portion of your income. Some think of it as “paycheck protection.” Others view it as “mortgage protection.” Whatever your mindset, disability income insurance can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
Annuities can help address one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments, which may give you freedom to fulfill your retirement dreams and help with your financial peace of mind. They also give you flexibility to use your cash however you choose.
We have years of customer service and insurance experience helping clients prepare for the unknown. Ask us about:
We can access many different insurance products so you can get the right one for your individual needs.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Through face-to-face meetings, we can help you understand the medicare insurance choice that best fits your needs.
Our Service is Completely Free of Charge
If you decide to sign up for a program, we are compensated by the insurance company, not you.
A healthy smile is an important part of your overall health and wellness plan. If you’re searching for a dental plan to protect your smile, Medico Insurance Company Dental plans offer many flexible options to fit your needs. From simple dental only plans to comprehensive dental protection with added vision and hearing benefits, Medico Dental Insurance provides the protection you need to stay healthy — and that's something to smile about
If you've missed the deadline for open enrollment, for example, or you just can't afford the premiums and deductibles that come with a traditional health insurance policy, then short term coverage might be a good alternative for you. As the name implies, short term health insurance – abbreviated to STHPs for short-term health plans – is temporary medical coverage. These plans are for people in transition, whether you've changed jobs and need something to fill the gap between employer-sponsored coverage, you've just graduated college or been dropped from your parents' plan, or you've retired early but don't qualify for Medicare yet.
Eric has been working in the healthcare & insurance industry for over 5 years now and has focused on customer service for over 25 years. His main goal is to help his customer base find the peace of mind they are looking for in their insurance and financial needs.
He is licensed in North Carolina, South Carolina, Virginia, Washington D.C. and Florida. As an Independent Broker he represents over 50 insurance companies and their line of products!